SR-22
Insurance Houston, TX
We specialize in SR-22 insurance and are good at it. We’re not your typical insurance company; we always put in extra effort to ensure our customers get the most competitive rates.
Call us today if you need SR-22 insurance, and we’ll gladly help. With a solid history of happy customers, we consistently aim to fulfill all your requirements in the best way possible. Contact us today to get multiple free quotes.
We are a licensed insurance company in the state, equipped to handle the filing of SR-22 on your behalf. If you decide to engage our services, we will diligently assess your situation to secure the most favorable insurance rates. Our experienced team recognizes the complexities of obtaining insurance following a DUI and is committed to providing comprehensive assistance.
Please do not hesitate to contact us as soon as possible. We can facilitate the acquisition of the necessary SR-22 insurance.
What is an SR-22 Insurance?
SR-22 insurance is a certificate of financial responsibility required by the state. If you are arrested for a DUI, you must file an SR-22 with the DMV to reinstate your license.
The SR-22 policy is a document that indicates you have the required coverage as mandated by state law. It’s important to understand that the SR-22 is not an insurance policy but a certificate that your insurer files on your behalf with the DMV.
Typically, the SR-22 filing is required for three years, and it’s crucial to maintain the policy throughout this time. If you allow the policy to lapse, your insurance company will notify the DMV, and your license could be suspended again.
Who Needs SR-22?
One of the main advantages of the SR-22 is that it allows you to regain your driving privileges even after a DUI arrest. If you want to reinstate your license, you must submit an SR-22 form to the DMV.
It’s important to understand that not everyone arrested for a DUI must file an SR-22. Typically, a judge will order the filing of an SR-22 if you are considered a high-risk driver.
Factors that determine whether you are a high-risk driver may include:
- A prior DUI conviction
- A history of reckless driving
- A history of accidents
The judge will require you to submit an SR-22 if you are deemed a high-risk driver. Individuals in need of an SR-22 include:
- People with a DUI conviction
- Reckless drivers
- Drivers under the age of 21 arrested with DUI
- People with more than 3 traffic offenses
- Drivers who suffer wreckage while not insured
- People who fail to report accidents that cause property damage of more than $1,000, bodily harm, or death.
Remember that you might need an SR-22 after an accident in certain situations, even if you weren’t the driver. For instance, if you allow someone else to drive your car and they cause an accident, you could be held responsible for the damages.
In this case, you will also need to file an SR-22. We’re always available to help you find the most affordable and comprehensive SR-22 policies.
SR-22 insurance without a Car Near Me
Are you in need of SR-22 insurance but don’t own a car? You’re not alone; many individuals facing license revocation may not have access to a vehicle.
Non-owner SR-22 insurance is designed for this exact situation. This type of policy provides coverage even when you are driving someone else’s car. You should be insured under the other driver’s policy in this scenario.
In situations where you can’t access a car, non-owner SR-22 insurance can be helpful. It provides coverage when driving a rented or borrowed car. This policy would suit you if you frequently borrow a friend’s or relative’s car.
Good news! We can help you find the best rates and prices for this policy. We understand the challenges you may be facing and are always ready to assist. Please feel free to call us today; we will be more than happy to help you get the coverage you need.
What to Expect
Non-owner SR-22 Insurance
This type of progressive SR-22 insurance can benefit individuals who do not own a car but still need to submit an SR-22. The cost savings from a non-owner policy will protect you while driving a rented or someone else’s car.
Auto insurance is commonly seen as costly, so the non-owner SR-22 is an excellent option as it offers adequate coverage in the event of an accident. If your license is revoked, this will serve as evidence of having liability insurance, potentially assisting in the reinstatement of your license.
In the state, financial responsibility rules are divided into 3 main groups:
- Owner’s policy certificate
- The broad coverage policy certificate
- Operator’s policy certificate
The operator’s policy certificate, known as the non-owners SR-22 certificate, is the most commonly used form of the certificate.
This type of insurance policy is perfect if you often drive someone else’s car or have been ordered by the court to obtain an SR-22 but do not own a car. It is more affordable because it assumes that the holders of such policies do not drive frequently. We are always happy to help you with this type of policy, as it will help you avoid unnecessary expenses.
SR-22 Motorcycle Insurance
Many people often confuse SR-22 insurance requirements with regular auto insurance. However, they are pretty different. SR-22 insurance is a specific form of proof of financial responsibility mandated by the DMV in certain situations.
Typically, it is required for drivers whose licenses have been revoked due to DUI or other traffic offenses. It is also necessary for drivers who have been in accidents while uninsured.
Auto insurance, on the other hand, is a type of insurance that covers your vehicle in the event of an accident. It is not a requirement in all states but is generally recommended.
Many people who need auto insurance do not qualify for it for various reasons. However, to drive legally, you will need to have auto insurance. Auto insurance SR-22 is the best option in such instances, and we are committed to offering you the best and most affordable rates.
Knowing you are sufficiently covered in an accident, you can drive confidently when you have an SR-22. We will help you find the lowest possible rates to save money while still having the coverage you need.
Auto insurance SR-22
To ensure you’re well-protected, you must have sufficient insurance coverage for your motorcycle, considering the frequency of motorcycle accidents. You may need SR-22 motorcycle insurance if you’ve been in an accident.
If you primarily use a motorcycle for commuting without a car, it’s crucial to have this type of insurance, which provides coverage in the event of an accident. It’s also advisable to consider this insurance if you’re considered a high-risk rider.
Numerous individuals ride motorcycles, meaning there are plenty of motorcycle insurance companies. However, we are your best choice when you require SR-22 insurance rather than typical motorcycle insurance.
We will assess your specific situation and explore different options. If your license has been revoked, we can assist you in obtaining an SR-22 policy. If you frequently use someone else’s motorcycle and don’t own one yourself, don’t worry. We can still provide you with the best coverage.
Contact us today, and let us assist you in finding the best rates for SR-22 motorcycle insurance. Rest assured that we will work diligently to secure the coverage you need at the most competitive price.
Get a Free Quote Today
At our company, we specialize in SR-22 insurance. We’re not your typical insurance provider – we always go the extra mile to ensure our clients receive the best possible rates.
If you require SR-22 insurance, please give us a call today. We’d be more than happy to assist you. We’ve helped numerous clients and always strive to meet all your needs as best as possible. Contact us today for multiple free quotes.